Insurance companies are interested in equipping the insured car with anti-theft devices. The anti-theft system reduces the risk of theft or damage to the car through the fault of the attackers, and also gives the right to get a discount on the risk of “theft” when buying a car insurance 2 go. What system to choose to minimize the cost of insurance? Let's check!
The insurance classification of anti-theft systems does not actually differ from the generally accepted one. Insurers divide all possible models of such devices into four categories. Check the types of anti-theft devices before buying one. So, the car can be equipped with the following anti-theft devices:
This is the most reliable protection system because they allow you to find a car in a few minutes after the theft. The principle of operation of such devices is to track the location and key indicators of the machine through satellite and mobile communication channels.
This category of anti-theft devices includes all types of mechanical devices designed to block certain components and assemblies of the machine. Most often, car owners use such devices to limit the mobility of the steering wheel. Along with this, gearbox and hood locks are often used. The main purpose of such devices is to restrict the access of unauthorized persons to the vehicle control systems. In this case, mechanical anti-theft tools are considered not very reliable, since they do not cause serious problems for experienced intruders.
Such systems are equipped with various sensors, including those responsive to the opening of doors. The owner of the vehicle will receive information about the accident in time, which will not allow the driver to cause the accident to leave the scene of the accident.
They are designed to protect the electronic systems of the car. When attempting to hijack, such a device should prevent the engine from starting. Depending on the method of authorized disconnection, immobilizers are divided into: contact - protection is disabled after the electronic key approaches the reader; anti-theft - protection will turn off when approaching the car owner's car with an electronic key; transponder - to turn off the device, you need to hold the electronic key in the place of installation of the reader; biometric - the protection system will turn off after touching the policyholder's fingerprint reader.
The best option is to install and maintain an anti-theft device in a company that cooperates with an insurance company. Learn more about the impact of anti-theft device on car insurance here.